Forex Trading for Beginners (Learn Basics and Strategies)

forex trading basics and strategies for beginners

With the crazy markets of today, it is very important for investors to diversify and keep their eyes open to new markets. One of the biggest markets right now is Forex. Many of you have heard of Forex trading. In this post, we will see a brief introduction of Forex Trading for Beginners (Learn Basics and Strategies) to understand of basics of it.

What Is Forex Trading?

What is Forex trading? it stands for FOR-eign EX-change trading. It is basically the trading of one currency to another.

Many large corporations and even countries simply need to exchange their local currency for another in order to do business. For example, most countries must pay for their oil with us dollars, which means they need to exchange their currency for dollars before they can but oil. Another example is with multinational corporations that need to pay expenses in different nations where they do business.

A large part of the foreign exchange market, however, consists of currency traders. Currency traders basically speculate on which direction currencies will go then they buy and sell currencies in order to make a profit.

On your own you may need a significant change between two currencies in order to make a good profit, however, many currency traders are able to take advantage of even small fluctuations in the market.

Difference between the stock market and the foreign exchange market

One major difference between the stock market and the foreign exchange market is that there is almost no inside information. The most significant news is released to the public through news agencies and therefore everyone can have access to the news simultaneously. This is because the fluctuations result mostly from macroeconomics and monetary flows.

A basic thing to know is that each pair of currencies is considered to be an individual product. Each individual currency is given three-letter code. For example, the code for the euro is EUR and the code for the dollar is USD. So EUR/USD is the price of the euro in dollars.

Another major difference is that the market is always open. Forex trading operates 24 hours a day five days a week. It operates between banks with banks, banks with brokers, and brokers with individuals like you and I.

The market is open 24 hours a day because when one market closes in the next time zone another market is open leaving the possibility to continually exchange, even into Saturday and starting Sunday evening.

This is good if you are an individual trader because you can work during the day and trade in the evenings. Or if you suffer from insomnia you can even trade at midnight!

If you start out slow you can easily get a feeling for the foreign exchange market, it isn’t as difficult as it seems. However, it is important to start out slow until you can get a feel for the market. Many would-be investors try to start out big and end up losing big! Don’t let greed get the better of you.

If you are interested in entering the Forex Trading world, don’t hesitate it can be well worth it. It is surprisingly a very user-friendly market and with all of the fluctuations in the world scene, there is a lot of money to be made!


With many people over the last few years having money just sitting in the bank earning next to nothing due to the very lower interest rates that the banks now offer, some have taken up trading on the currency markets. Once only the home of the big investors and governments, people can now get involved themselves for as little as $50 with some brokers.

Now that amount is not something that is going to make you rich, but you need to start low and work your way up. Making money from trading the Forex markets can be as difficult as you make it. In this post, you will see the beginner’s Forex trading guide to trade like a professional.

Beginners Forex Trading Guide

When you do some research into trading on the Forex markets you have probably come across numerous pictures that show the currency pair moving up and down, and then it is probably covered in lines, and underneath is a number of graphs. Well unless you understand all of them and how they work, switch them off.

Do not fill your trading screen up with all kinds just to try and make it look good. The best advice a professional trader will give a beginner is to set up the screen to show one currency pair that is trending, shown in candlestick mode, with nothing else on the trading screen.


This means that you are set up to just watch the way the currency pair behaves, and this will give you a feel for the way the markets move. If you are a beginner, then you should not be looking to be doing any scalping (very short term trades), so your timeline should be at least 1 hour, but preferably 4.

This is to teach you to be patient, if you are watching shorter timelines and a market looks like it is going against you, then you are likely to bail out at a loss. Whereas people who have patience will have no interest when the market turns against them, as when they look at the screen after an hour it has recovered in their favor.

You may have to spend a long time staring at the market, but once you have entered a trade, walk away and do something else. You have either set a stop loss as a value, or you may time your trades and bailout after a set time. It is recommended you use a set value, though.

Some people prefer to set a trade and leave it for a day before they decide to take action on it, and if you really want to go for the long term then you would be looking at being in the market for weeks. If you do that and get it right then it can really pay off big time.

Whatever timeline you decide to start with, though, stick with it, if you keep changing it then you will not get the feel for any of them. When you see a professional trader on TV, you will not see them flicking through various screens and constantly changing settings.

So you have decided that you want to trade currency but you might not know how to get started. The key to becoming successful at anything that you invest your time into is to create strategies that can increase the likelihood of your success.

You cannot hope to make any real money with Forex or any endeavor you become involved in if you do not create guidelines to follow. Forex beginners can find this article helpful in their efforts to start trading currency. Let’s see the Helpful Forex Trading Strategies For Forex Beginners.


Helpful Forex Trading Strategies For Forex Beginners

How much money do you plan to invest in?

How much money do you plan to invest in? Realistically you should have at least $500 or more to begin investing. Ideally, $1,000 is a good amount to start with when you begin to invest with Forex. Make two or three different well-informed investments to increase the chance of producing a profit.

Since you are not required to trade until you are ready take some time to wait until you know you have the money to invest in Forex. If you do not have at least $500 saved then wait awhile until you can spare the extra money towards investments. It’s unwise to use money that can potentially set you back financially and jeopardize your ability to pay bills on time.

How to save money, even while trading

Figure out how to save money, even while trading. Set aside a certain amount each day, week, or month. Consider putting $10 aside every day for a month. In one month you can easily save $300 to use for investments. Over the span of half a year, you can accumulate about $1,800.

There are ways to save money if you budget correctly and avoid splurging. Pick up more hours at work if possible to save a little more money. Some people decide to pick up a second job or small gigs doing yard work or other tasks to save money. There are ways you can make a little extra money on the side, so figure out how to produce more money to use for Forex.

Read as much information on Forex as possible

Read as much information on Forex as possible. Subscribe to newsletters from reliable websites or blogs that keep people informed about Forex trading. You should not make investments unless you have researched and read material on Forex for 6 months.

It’s important to possess as much knowledge as possible in the subject before your first trade. You minimize the chance of making a mistake if you know exactly what you are doing from the start.

Monitor your spending and trading habits

Monitor your spending and trading habits. As soon as feel that you may be at risk for a financial downfall stop trading. Forex Trading is a good way to make money but does not rely on it alone to provide you income. There is no way to make money if you do not have any money.

Trade only when you have extra money to invest. Do your best to ensure that every trade is the best decision possible and wait for the results. You can make a considerable amount of extra income from Forex Trading, just be a little pre-cautious to reduce the chance of losing money.

Are you thinking about getting started with Forex trading? There are a few things you should know before investing in the Forex market. Take a few minutes to review the following for some useful information on Forex Trading Tips For Beginners.

Forex Trading Tips For Beginners

Do not spend anything on Forex

Do not spend anything on Forex Trading until you have spent at least a few months educating yourself about trading. Becoming a successful trader takes many years of practice and you will eventually get there if you start by learning as much as possible about Forex Trading. You could, for instance, read some books, watch some tutorials or talk to other traders.

5 Forex Trading tips for beginners

Choose a broker

Choose a broker you can count on. Some brokers have a bad reputation for a reason. You should also avoid brokers that were created very recently. It is best to choose a broker with several years of experience and an excellent reputation, even if they charge more.

Do not hesitate to call different brokers so you can ask a few questions about the services offered or find out how many openings an account will cost you.

Choose a currency pair

Choose a currency pair in the function of the kind of trading schedule you want. Expect to make most of your transactions when both financial markets are open at the same time.

For instance, traders who use the American Dollar and the British Pound can trade from 8 am to 11 am. Once you choose your currency pair, you will have to learn as much as possible about the two countries and their economy.

Technical and the Fundamental analysis

You should be comfortable with technical and fundamental analysis. Professional traders usually have a method they prefer but you should not specialize in one method or the other until you gain more experience. As a beginner, you can really benefit from mastering both approaches.

Besides, there are situations where using both methods is the only way to make an accurate forecast. Read analysis written by professional traders instead of following your own forecasts. You can write down what you think will happen and compare your predictions to what happened at the end of your trading session.

Always assess your risks

The key to becoming a successful trader is to always assess your risks and minimize them. There are different methods you can use to minimize your risks, including going with the trend, never investing more than half of your available capital, and using stop-loss orders.

Following the trend is your best option until you gain more experience with trading. Never investing more than half of your capital means you will be able to recover most of your losses in case one of your investments turns out to be a bad decision.

Using stop-loss orders means your investment will be sold once it reaches a certain value. This is a good way to stop your losses or to secure the profits you were expecting.


In this post, we have seen the forex trading tips for beginners. As a beginner, these Forex Trading tips will help you become a successful trader but keep in mind that you will have to work hard. Start by learning as much as possible about Forex Trading.

IBPS RRB 2020 CRP IX: Notification, Exam Dates, Pattern, Apply Online

ibps rrb notification 2020 clerk, po, officers

IBPS RRB Recruitment 2020 Notification CRP IX RRB IBPS Apply Online


Institute of Banking Personnel Selection (IBPS) has announced its IX Common Recruitment Process (CRP) Notification for Regional Rural Banks (RRB). The details of the IBPS RRB CRP IX are given below. Through this CRP, the Regional Rural banks popularly known as Gramin banks participating will recruit Officers and Office assistants by the score that the candidates got and these Gramin bank recruitment notifications will be announced throughout the year as per their requirement by each individual bank. Interested Candidates can see the detailed advertisement below.


IBPS Invites online applications from eligible Indian citizens for its IX Common Written Examination CRP to fill up various vacancies like Officers Scale I, II, II, and Office Assistants in RRB’s participating in IBPS CRP RRB VII.
Details of Notification
Name of the Examination: IBPS RRB CRP IX
Conduction Organization: Institute Of Banking Personnel Selection
Name of the posts to be filled by this CRP
  • Officers (Scale I, II and III) – Group A posts
  • Office Assistants – Multipurpose – Group B posts

Participating Banks in IBPS RRB CRP IX 2020

  • Allahabad UP Gramin Bank
  • Andhra Pradesh Grameena Vikas Bank
  • Andhra Pragathi Grameena Bank
  • Arunachal Pradesh Rural Bank
  • Assam Gramin Vikash Bank
  • Bangiya Gramin Vikash Bank
  • Baroda Gujarat Gramin Bank
  • Baroda Rajasthan Kshetriya Gramin Bank
  • Baroda UP Gramin Bank
  • Bihar Gramin Bank
  • Central Madhya Pradesh Gramin Bank
  • Chaitanya Godavari Grameena Bank
  • Chhattisgarh Rajya Gramin Bank
  • Dena Gujarat Gramin Bank
  • Ellaquai Dehati Bank
  • Gramin Bank of Aryavart
  • Himachal Pradesh Gramin Bank
  • J & K Grameen Bank
  • Jharkhand Gramin Bank
  • Karnataka Vikas Grameen Bank
  • Kashi Gomti Samyut Gramin Bank
  • Kaveri Grameena Bank
  • Kerala Gramin Bank
  • Langpi Dehangi Rural Bank
  • Madhya Bihar Gramin Bank
  • Madhyanchal Gramin Bank
  • Madhyanchal Gramin Bank
  • Malwa Gramin Bank
  • Manipur Rural Bank
  •  Meghalaya Rural Bank
  • Mizoram Rural Bank
  • Nagaland Rural Bank
  • Narmada Jhabua Gramin Bank
  • Odisha Gramya Bank
  • Pallavan Grama Bank
  • Pandyan Grama Bank
  • Paschim Banga Gramin Bank
  • Pragathi Krishna Gramin Bank
  • Prathama Bank
  • Puduvai Bharthiar Grama Bank
  • Punjab Gramin Bank
  • Purvanchal Bank
  • Rajasthan Marudhara Gramin Bank
  • Saptagiri Grameena Bank
  • Sarva Haryana Gramin Bank
  • Sarva UP Gramin Bank
  • Saurashtra Gramin Bank
  • Sutlej Gramin Bank
  • Telangana Grameena Bank
  • Tripura Gramin Bank
  • Utkal Grameen Bank
  • Uttarbanga Kshetriya Gramin Bank
  • Uttar Bihar Gramin Bank
  • Uttarakhand Gramin Bank
  • Vananchal Gramin Bank
  • Vidharbha Konkan Gramin Bank

Eligibility Criteria For Individual posts recruited by IBPS RRB CRP IX

Name of the post: Officer Scale III
Age as on 1st July 2020: 21-40 years* age relaxation as per rules
Educational Qualification and Experience: A degree from a recognized university with min 50% aggregate and min. 5 years of experience as an Officer in any bank or Financial institution
Name of the post: Officer Scale-II (Specialist Officers)
Age as on 1st July 2020: 21-32 years* age relaxation as per rules
Educational Qualification and Experience: Please refer to the official post at the end of this post for individual specialist officer details.
Name of the post: Officer Scale II (General Banking Officers)
Age as on 1st July 2020: 21-32 years* age relaxation as per rules
Educational Qualification: A Degree in any discipline from a recognized University or its equivalent with minimum 50% aggregate
Preference will be given to candidates with a degree in
  • Banking,
  • Finance,
  • Marketing,
  • Agriculture,
  • Horticulture,
  • Forestry,
  • Animal Husbandry,
  • Veterinary Science,
  • Agricultural Engineering,
  • Pisciculture,
  • Agricultural
  • Marketing and Cooperation,
  • Information Technology,
  • Management,
  • Law,
  • Economics and Accountancy
 Experience: Two years in any bank or financial institute as an Officer
Name of the post: Officer Scale I
Age as on 1st July 2020: 18-30 years* age relaxation as per rules
Educational Qualification: A Degree in any discipline from a recognized University or its equivalent
Preference will be given to candidates with a degree in
  • Agriculture,
  • Horticulture,
  • Forestry,
  • Animal Husbandry,
  • Veterinary Science,
  • Agricultural Engineering,
  • Pisciculture,
  • Agricultural Marketing and Cooperation,
  • Information Technology,
  • Management,
  • Law,
  • Economics and Accountancy;
Name of the post: Office Assistants 
Age as on 1st July 2020: 18-28 years* age relaxation as per rules
Educational Qualification: A degree from a recognized university with proficiency in the local language, and computer skills are preferable.


You can apply online for IBPS RRBCRP IX from 1st July 2020 to 21st July 2020 and the details about IBPS Online application i’e how to apply online and other details are given below.
Application Fee :

Officers (Scale I, II, and III) :

For SC/ST/PWD candidates the application fee: Rs.175/-
For all other candidates the application fee: Rs.850/-

Office Assistants – Multipurpose :

For SC/ST/PWD/EXSM candidates the application fee: Rs.175/-
For all other candidates the application fee: Rs.850/-

How to Apply Online – IBPS RRB Recruitment 2020 CRP

Candidate can apply both Officers and Office assistants posts at a time, but you have to apply for only one cadre in Officers post.

Before applying candidates are advised to read the official advertisement carefully about the post they are applying and the requirements needed. If you have all the eligibility then visit the official website i’e where you can find the CRP-RRBs tab click on it and visit the ” Common Recruitment Process – Regional Rural Banks Phase IX” under this you will find all the details about the notification. Click on Apply Online to register your online application. The online application link will be live from 1st July 2020 to 21st July. 

In the Online Application form, you need to fill all the basic details about yourself and academic and experience details, and you need to upload your scanned photograph and signature. After completing the registration form you will have to pay the application fee to complete the registration process.

The application fee can be paid only through online mode via credit/debit cards, Online banking, IMPS, Cash Cards, and mobile wallets.

Candidates are advised to have a working mobile number, email id, scanned photograph, and signature, and certificate details. After successful completion of registration please take the printout for future reference.

IBPS RRB Photo Dimensions and Size and Thumb impression

Before applying online, candidates should

  1. Scan their :

    photograph (4.5cm × 3.5cm)


    left thumb impression

    a handwritten declaration (text is given below) ensuring that all these scanned documents adhere to the required specifications as given in Annexure III to this Advertisement.
  2. Signature in CAPITAL LETTERS will NOT be accepted.
  3. The left thumb impression should be properly scanned and not smudged
  4. The text for the hand written declaration is as follows –

    “I, _______ (Name of the candidate), hereby declare that all the information submitted by me in the application form is correct, true and valid. I will present the supporting documents as and when required.”

  5. The above mentioned hand written declaration has to be in the candidate’s hand writing and in English only. If it is written and uploaded by anybody else or in any other language, the application will be considered as invalid.
  6. Keep the necessary details/documents ready to make Online Payment of the requisite application fee/ intimation charges

Scanned Photograph dimensions should be 200 x 230 pixels  and Size 20kb–50 kb and for Scanned Signature, dimensions should be 140 x 60 pixels and size 10kb – 20kb



Online Examination Structure for Office Assistants Multipurpose 

Selection procedure: Candidates have to go through two phases to get the job.

  • Preliminary Examination
  • Main Examination

Preliminary Examination Structure for IBPS Office Assistants

SNo.Name of TestNo.of QuestionsMaximum MarksTotal Time
2Numerical Ability4040Composite Time of 45mins
3Reasoning Ability4040

Main Examination Structure for IBPS Office Assistants

SNo.Name of Test Medium of ExamNo.of QuestionsMaximum MarksTotal Time
1ReasoningHindi/English4050Composite Time of 2 hours
2Numerical AbilityHindi/English4050
3General AwarenessHindi/English4040
4 a*English LanguageEnglish4040
4 b*Hindi LanguageHindi4040
5Computer KnowledgeHindi/English4020
 Total 200200

Online Examination Structure for IBPS Officers

Selection procedure: Candidates have to go through three phases to get the job.

  • Preliminary Examination
  • Main Examination
  • Interview

Preliminary Online Examination Structure for Officers

SNo.Name of TestNo.of QuestionsMaximum MarksTotal Time
2Numerical Ability4040Composite Time of 45mins
3Reasoning Ability4040

 Main Online Examination Structure for General Banking Officer Scale I and II

SNo.Name of Test Medium of ExamNo.of QuestionsMaximum MarksTotal Time
1ReasoningHindi/English4050Composite Time of 2 hours
2Quantitative AptitudeHindi/English4050
3General AwarenessHindi/English4040
4 a*English LanguageEnglish4040
4 b*Hindi LanguageHindi4040
5Computer KnowledgeHindi/English4020
 Total 200200
Main Online Examination Structure for Specialist Officer Scale-II
SNo.Name of Test Medium of ExamNo.of QuestionsMaximum MarksTotal Time
1ReasoningHindi/English4040Composite Time of 2 hours 30 minutes
2Quantitative Aptitude & Data InterpretationHindi/English4040
3Financial AwarenessHindi/English4040
4 a*English LanguageEnglish4020
4 b*Hindi LanguageHindi4020
5Computer KnowledgeHindi/English4020
6Professional KnowledgeHindi/English4040
 Total 240200
Main Online Examination Structure for Officer Scale III
SNo.Name of Test Medium of ExamNo.of QuestionsMaximum MarksTotal Time
1ReasoningHindi/English4050Composite Time of 2 hours
2Quantitative Aptitude & Data InterpretationHindi/English4050
3Financial AwarenessHindi/English4040
4 a*English LanguageEnglish4040
4 b*Hindi LanguageHindi4040
5Computer KnowledgeHindi/English4020
 Total 200200

Candidates can opt either 4a or 4b and there will be 1/4th negative marks for each wrong answer



Online registration (Modification, Online Payment) by candidates01.07.2020 to 21.07.2020
Download of call letters for Pre- Exam Training12.08.2020
Conduct of Pre-Exam Training24.08.2020 to 29.08.2020
Preliminary ExaminationSeptember/October 2020
Single / Main ExaminationOctober/November 2020

Sources :Official website :

IBPS RRB Recommended books

Stream Game and Earn Money | Best Live Streaming App To Earn Money

Stream Game and Earn Money from Live Streaming app for Mobile

Yes, now you can also Stream Game and Earn Money from it as other popular Gaming Streamers do on Youtube Gaming or on Twitch through your mobile phone. Let’s discuss it and the best live streaming apps to earn money.

Every gaming fan once in their life thought that he could stream like his favorite streamers like Shroud or other Youtubers, but they don’t afford to purchase that costly equipment and high-speed internet to broadcast their gaming.

Now there is a solution to make your dream of being a Game Streamer.

Stream Game and Earn Money

The gaming industry is going faster and many Companies are investing in launching new platforms for gamers to stream. And launching their apps on Android and iOS on PlayStore and AppStore.

To promote their platform, Companies are inviting streamers(Both Experienced and Newcomers) to use their app and paying salaries and gifts as per their performance.

What you have to do is, just install their app on your mobile, live stream any game daily, and gain followers/subscribers. Payment/Salary/Rewards will be based on your number of subscribers, watch time, and Average users when you are live.

Read Also : How Much RAM is needed for Streaming and Gaming

Best Live Streaming Apps For Gaming

If you want to stream on major platforms like Twitch, Youtube, Facebook Gaming from mobile, you can use the following apps.

Streamlabs OBS for Mobile :

Streamlabs is the major platform used by most of the users for live streaming on PC, the good thing is that it also has a mobile app which can be used on your smartphone to stream games live.


Best Live Streaming app to Stream Games from Mobile

Benefits of Using Streamlabs App :

  • Customize Alerts for Subscription, Follow, Donation
  • Themes
  • Widgets
  • Merch
  • Chatbot and many more.

Omlet Arcade :

Omlet Arcade provides you a platform where you can live stream your game on multiple platforms, like Twitch, Youtube, Facebook Gaming, and Other gaming platforms using RTMP settings. Like Streamlabs, Omlet Arcade also available for Desktop and Mobile Users.

You Can stream to only one platform in Free membership. If you want to stream to multiple platforms, you have to pay a fixed amount monthly. You can check the price list of Prime membership on the official website or app.

You can download App here : DOWNLOAD OMLET ARCADE

Best Live Streaming App To Earn Money From Mobile

Twitch , Youtube Gaming , Facebook Gaming are the major platforms for Desktop streamers where mobile streamers may have lit bit lesser chance to get success.

But there are platforms which are new in this industry and you have a great chance to get success here.

Rheo: Best Live Streaming Platform in India for Indian Gamers

With More than One Million Downloads On Google Playstore, RHEO is one of the best live streaming platform in India for Indian gamers who want to grow or get fame in the gaming industry.


As I said earlier, few companies pay their users a fixed salary monthly, and Rheo Tv is one of them. Check out the official discord for its requirements and conditions.

Rheo has its own streaming app which can be used to live stream your game only on its platform and is called Rheo Studio which can be downloaded from Google Play Store.

About RHEO :

A Venture of FJS Tech Pvt Ltd offers gaming community of India a live streaming platform with unique features like “request to play”, “Real game rewards with RHEO Coins”.

According to Statista “The market value of the gaming industry in India was around 62 billion Indian rupees in 2019 and was estimated to go up to over 250 billion rupees by 2024. … The number of mobile phone gamers is around 628 million in 2020”

Rheo provides those Mobile, PC, Xbox, or Play Station gamers a highly entertaining ecosystem where you can live stream games, engage with streamers, and also request to play with them.

Rheo: Best features of the Live Streaming App!

Request to play: Viewers can request to play with their favorite streamer and join them on the live stream and play with them.

Game Rewards For Watching: You can Collect Rheo coins by watching videos on RHEO and these coins can be redeemed for real game rewards like UC in PUBG Mobile.

Become a Pro Streamer: You can start broadcasting your gaming content on Rheo in a few simple steps. Start streaming and start growing your followers. Stardom is awaiting you!

How To Stream on RHEO With Facecam :

DLive: Best Live Streaming Platform in Turkey for Turkish Gamers

The Second best new platform is Dlive. Dlive is a Gaming platform where you can watch gaming streams and earn as a subscriber and streamer.

Dlive uses Lino points to pay. You should have a Lino account to get paid.

You have to use Live Streaming Apps like Streamlabs or Omlet Arcade to Stream on Dlive using the Stream key Settings.

Important Note :

If you want to get success in any field passion is important. For gaming Stream, you have to be the best in gameplay and interaction with your followers. Keep entertaining them either by gameplay or by talking for more success.

Start Streaming Game and Earn Money and get Success

Top 10 Free Stock Images Websites List For Personal and Commercial Purpose

Top 10 Free Stock Images Websites list

Free Stock Images :

If you have any experience with looking for free stock images on the web, you will understand how much of a hassle it can be. Looking for high-quality photos for your blog is crucial, images can be the primary factor that draws people in to click on your blog post. In this post, I will be listing the top places on the web to get free stock photos.

10 best sites for free stock images

  1. Pikwizard :
    Pikwizard is an excellent free stock images site. It holds over 100,000 high-quality images, with 20,000 that are completely exclusive to the site. There is also no attribution required! What makes Pikwizard stand out is its high-quality images of people, which are few and far between on the best stock photography sites
  2. Free Images
    Formerly known as Stock.xchng is one of the more popular stock photo sites. One of the first things you will notice is that it is absolutely free. This means you don’t have to spend any money on stock photos using this site, however, it does require you to sign up to use their site which can be a hassle.
  3. Deviant Art
    I’m sure you have heard of deviant art. You would usually think of it as a place for artists to share their work. However, it can also be a very good source for free stock images. Make sure you read the image rulings as they are set by the authors.
  4. IM Free
    IM free is a relatively new free stock images site. Not only does it have images, but it also has buttons, templates, and icons. The site is set out in an organized manner with different categories grouped together. The images that you can download are of very high quality and will have many applications.
  5. Pic Jumbo
    Pic jumbo includes a collection of images, such as illustrations and photos. These images can be used for both personal and commercial use. The is an extensive choice of photos to choose from, with the choice of premium photos as well. The photos are of high quality and they cover many different topics and scenes.
  6. Unsplash
    Unsplash offers very high-quality beautiful pictures that can be used for many different applications. The photos are free therefore you can do whatever you want with them. The site adds 10 new free stock images every 10 days, and it gives you the choice to subscribe.
  7. OpenPhoto
    OpenPhoto is a free stock photo site. It contains a solid collection of images. The images are arranged in different categories, this makes it easy for you to find images that you are looking for. Also clicking on any of the images will give you a gallery of related images.
  8. Stockvault
    Stockvault has a smaller collection of stock photos, however, they are still of very good quality. In addition to stock photos, it also has logos, clipart, and backgrounds. This can be very useful if you have a site. Keep in mind Stockvault’s images are only free for non-commercial use
  9. Unprofound
    The good thing about Unprofound is that is doesn’t restrict the use of its collection of images. Not only can you use their images for whatever you want, but it also does not require you to sign up to their site. You won’t be hassled by the usual stuff stock photo sites throw at you, give Unprofound a go!
  10. Flickr
    You may know Flickr as the image sharing site from Yahoo. But did you know it can be a great place to get images for your site? However, you must pay attention to the licenses each author gives their images as not all the images on there can be used for personal and commercial use.

and you can also check out other websites like Freerange Stock.

Freerange stock offers photos for both personal and commercial use, and it’s for free. Freerange primarily focus on quality, they make sure they offer high-quality photos. For this reason, their collection may not be as vast as other sites.

UP Board Result 2020: UP board 10th, 12th results declared | Check your results

UP Board 10th,12th Class Results Announced | Check your results

UP Board Result 2020: UP board 10th, 12th results declared, here are the ways to check

UP Board 12th Result 2020 (UP Board Intermediate Result 2020): Uttar Pradesh Secondary Education Council (UPMSP) has declared the result of class 12th on Saturday, 27 June. Students can check their scorecard by going to the UP Board official website,, or

UP Board 12th Result 2020: Uttar Pradesh Secondary Education Council (UPMSP), one of the largest academic boards, has declared the class 12th result on Saturday, 27th June. All the 12th students can now check their scorecard by visiting the official website of the UP board. As per the rules issued by the UP board, the students required a minimum of 35 percent marks to pass the subject examination. Let’s know how to check online and offline results.

How to Check your UP Board Result 2020 12th Class Results :

Step 1: To check the 12th result, you will have to visit these websites, or

Step 2: On the home page, the result link of ‘UP Board Result 2020 Class 12th’ will be activated.

Step 3: After clicking on the active link, you will have to log in by entering your roll number and other required information in the credential.

Step 4: After entering the required details, your result will appear on your screen with subject wise marks.

Step 4: You can also keep the printout for the future by downloading the PDF copy of the result.

How to check 12th UP Board result through SMS:

Students of class 12th can also see their results through SMS on their mobile phones. To do this, students of class 12th have to go to the message option and type UP12ROLLNUMBER and send it to 56263.

Let us know that the results of class 10th and class 12th were to be declared on April 24 first. But the evaluation work started late due to the COVID-19 epidemic and lockdown. More than 56 lakh students (56,07,118) appeared in the UP board exam ended on 6 March. By 23 May 2020, the board had checked more than 80 percent copies of the districts in the Green and Orange zones. The maximum time has been spent in one district of Orange Zone and 7 districts falling in Red Zone.

How to Check your UP Board Result 2020 10th Class Results :

Step 1: To check the 10th result, you will have to visit these websites, or

Step 2: On the home page, the result link of ‘UP Board Result 2020 Class 10th’ will be activated.

Step 3: After clicking on the active link, you will have to log in by entering your roll number and other required information in the credential.

Step 4: After entering the required details, your result will appear on your screen with subject wise marks.

Step 4: You can also keep the printout for the future by downloading the PDF copy of the result.

International Yoga Day – Best Apps and Websites to Learn Yoga

international yoga day

Best Apps and Websites to Learn Yoga -International Yoga Day

Yoga a practice that discovers the sense of oneness within yourself, an ancient tradition that represents the unity of body and mind; a physical exercise with the spiritual and meditative core.

On 21st June 2014, United Nations General Assembly has announced the day to celebrate as International Yoga Day, and Shri Narendra Modi Ji announced this year to make it bigger and spread the awareness and importance of Yoga all over the world.

Though it is recommended to learn from the guru in your region for full-fledged practice and knowledge, you can also learn it from many resources which are available on the internet which are well explained with pictures and videos and the courses are divided into stages like basic, intermediate and advanced in many. Here is the collection of few android applications and website resources where you can learn yoga.

Android Apps to Learn Yoga – International Yoga Day

Daily Yoga Fitness on the Go – Android App for Yoga

Name of the App: Daily Yoga Fitness on the Go

Operating System Required: Android

This app is available at google play store, an app that offers the course of yoga at different levels and approx has 400 Yoga Aasans you can learn through this app.

Features :

  • HD Videos
  • Voice Over

This Android app has Free and Premium membership, where you have to pay for some premium sessions.

You will see sessions on the menu like Office Yoga too? De-stress, Yoga for better sleep, Sun Salutation, Super Weight loss plan, and many more, select the type of session you need and download the video and learn.

Download link : Click Here

Yoga For All – Android App for Yoga

Name of the post: Yoga for all

Operating system: Android

Yoga for all is another useful android app where you can learn yoga asanas. If you need answers for the questions like which yoga asana used for which part of body health? and which yoga asanas cures which diseases?, you need to install this app.

When you install it, it shows the menu “Explore Asanas” where you find asanas according to the disease, which is helpful to cure or prevention i’e? you can find the list of Blood pressure, Aasthama, Overweight, and others, and when you click on those, the related information is displayed.

According to your knowledge of yoga, the course is divided into basic, intermediate, and advanced stages. You can download the application from the google play store or using the following link.

Download Link: Click Here

You can also find many other applications of play store here are some names

  • Surya Namaskar Yoga poses
  • Art of living
  • Meditation Music (For peaceful music used while doing yoga)
  • Isha Kriya
  • Mudra world
  • and Ramdev Yoga
  • 7 minutes yoga for beginners and many more…

Youtube Channels to Learn Yoga – International Yoga Day

Besides the Apps where you can learn yoga on the go, there are also youtube channels where we can learn yoga.

Either you can see it through the youtube app on the smartphone or on in Laptop or PC. Below mentioned are few Youtube Channels where you can learn Yoga.

Useful Websites to learn Yoga – International Yoga Day

Here is the list of some websites where you can get the total information on yoga and where you can learn it from the yoga gurus and experts.

  • ?- Baba Ramdev
  • and many more…

Note: You can do some asanas watching videos, but some may need expert supervision. If you are completely new to it, it is suggested to learn from the gurus or yoga centers personally.

You may also like: Android 11 Features

Telangana Inter Results 2020 | తెలంగాణ ఇంటర్మీడియట్ ఫలితాలు

Telangana inter results

Latest Update: Telangana Inter Results are released on 18th June 2020 at 3.00 P.M by Minister of Education Telangana Shri Sabitha Indra Reddy at her Office.

Websites to Check TS Inter Results :

TS Inter Results 2020:

Second Year Pass Percentage : 68.86%

Girls : 75.15 %

Boys : 62.1%

Top District : Komaram Bheem Asifabad with 76% pass percentage

First Year Pass percentage : 60.1%

Girls : 67.47%

Boys : 52.30%

Top District : Medchal District with 75%

Note : Marks Sheet will be sent to colleges by 22nd of this month

The Intermediate Board is ready for the release of Telangana Inter Results. Inter Board Secretary Sri Syed Omer Jaleel said that arrangements have been made to release the First and Second year results. The report will be presented to the government on Tuesday. Inter results are likely to be released in two to three days.

A total of 9.65 lakh students registered for this year’s Inter exams and 95.72% of them attended. Exams were conducted in 1,339 centers across the state. Telangana Intermediate exams commenced on March 4th and were ended on 23rd March 2020.

Geography and Modern Language papers of TS Inter were postponed because of the Coronavirus and lockdown. Those exams were held in June. The Telangana Intermediate results are expected to be released on the official websites of the TS BIE,, and

The Inter-Board officials will present the report to the Minister of Education on Tuesday. There will be an announcement as to when the results will be released. In fact, the entire process of inter-results has been completed. After the Inter Board report is submitted Tuesday, it is expected that the results will be released on Wednesday.

How to check your Telangana Inter Results 2020

To check your TS Inter result 2020 for both First and Second year Exams held this year follow these steps :

  • Visit the official website to check the result
  • You will find the Result link on the home page (General/Vocational).
  • Enter the required details.
  • Click on Submit to view the result.

The Telangana Intermediate Board is expected to release the Inter result 2020 on its official website ( also. You may also find your TS Inter results on private websites like and

All the best to all the Telangana Intermediate Students from Kretyanews.

Bookmark this page for more updates.

Android 11 Features and List of Smartphones compatible with the New Android 11 Beta

Android 11 Features and List of Compatible Smartphones

After several Developer Preview versions, Android 11 is now in beta. List of Android 11 features, compatible smartphones, find everything you need to know about this new version of the system.

After briefly mentioning a few new features in mistake, Google finally officially launched the Developer Preview version of Android 11 in February, giving an overview of the new features we can expect on our smartphones at the end of the year. Google has therefore taken a step ahead of its usual schedule for this first preview.

On March 18, 2020, the Developer Preview 2 was deployed, adding some new features to the list, before the DP3 in April which essentially brought new APIs for developers.

Scheduled for Google I / O in May, the first beta of Android 11 has been postponed, first due to the Covid-19, then protests following the death of George Floyd in the United States. It finally arrived on June 10, making some changes for the end-user.

Android 11 Features: What’s New

Android 11 brings a lot of changes that Google classifies into 4 categories, even if these concern developers more at the moment:

  • innovations,
  • privacy and security,
  • updates and compatibility,
  • and finally what you could call the refinement of the detail.

Note that these are the first new features announced by Google, but others may have been integrated into the system. We will add them as and when they are discovered.

Android 11 Features: 5G Experiences

With the advent of 5G, Google is preparing for some big changes, of course, made primarily by application developers. Android 11, therefore, includes new APIs (programming interfaces) allowing developers to estimate the bandwidth of the smartphone more simply and more precisely, and this dynamically. From DP2, it is also possible to recognize the type of network, and whether it is 5G New Radio or Non-Standalone.

The interest is to improve the reactivity of applications during streaming for example, for videos or cloud gaming. The interest does not stop there and can be found in many other applications, in mixed reality for example.

New Screen Types

After framing the notches in Android 9.0 Pie, Google is now looking at the new and more popular screen formats in 2020. The aim is to allow better integration of the eccentricities of manufacturers in the application ecosystem.

Thus, developers will be able to take more account of the “bubbles” of the pierced screens, but also the “waterfall” screens which extend on the sides. This could eventually allow more applications to take advantage of these often dead and more disturbing areas in the future than anything else.

New APIs are also calculating the screen tilt angle for foldable smartphones to create new uses for this promising new format. We can thus imagine applications that would adapt their interface if the screen is half folded, for example.

Finally, applications can manage the screen refresh rate themselves if necessary. This is a point that should be particularly important in games, to opt for better performance, greater fluidity, or more extended autonomy.

Contacts and Conversations

The conversations being a primordial point on a smartphone, Google wanted to put them back in the heart of Android 11. So we find in the notifications panel shortcuts to our current conversations, a messaging system in the form of bubbles, like Facebook Messenger (an element already seen in the beta of Android Q elsewhere). Finally, copy/paste in this notification area allows you to paste images that would have been copied beforehand.

Android 11 Features: Machine learning

Android 11 contains new APIs dedicated to machine learning to speed up its execution. Google promises that more is coming and that a close partnership is linked with different manufacturers and frameworks like TensorFlow to improve the integration of neural learning within applications.

Android 11 Features: Single permit

Like on iOS, Android 11 has a unique permission system. Instead of accepting or refusing sensitive permission, you can now accept it … only this time. Permission is then granted but should be requested again when the next need arises.

Google has also changed its privacy policy for apps available on the Google Play Store so that they only claim geolocation when it’s needed.

As with geolocation, apps that require microphone or camera access will need to request additional permission if they want to do so in the background. No more bad surprises!

Besides, all applications that have been unused for too long (the exact frequency is not specified by Google) will lose the authorizations granted and will have to request them again from the user.

Android 11 Features: Safer storage

With Android 10, Google had changed its management of the internal memory of the smartphone with the Scoped Storage. This effectively isolates the space made available for each application, with public and private data, thereby improving data security.

On Android 11, this system has been improved, in particular, to simplify its use by developers.

Android 11 Features: Security

The biometric system has been improved with Android 11 to be better integrated by different applications, with more flexibility for developers. Identification by fingerprint recognition or facial recognition should be facilitated.

Other elements have been improved to secure application data and help developers discover certain memory leaks that could lead to poor performance or security breaches.

Android 11 Features: Google Play updates

More and more elements of the system are now updated by Google Play. Android 11 goes from 10 to 22 modules thus updated via Google Play system updates. The goal is to simplify the update process for future releases, but also to further secure the system by locking down sensitive items and allowing them to be updated regardless of a full system update.

Android 11 Features: Application compatibility

Android 11 also gives developers more flexibility in terms of compatibility of applications with different versions of the system. Google has sought to “minimize behavioral changes that could affect applications” to avoid bugs when updating to Android 11. Many other resources have been made available to developers to facilitate testing and debugging.


The applications will have more connectivity possibilities, will be able to offer more information for call screening, facilitate the management of WiFi connections, receive more information on the quality of networks, etc.

Image and camera

A new API allows you to decode and create HEIF animations, saving a lot of space compared to GIFs. Other improvements have also been made to the decoding of JPEG, PNG, and WebP formats.

Camera applications can force silence the vibrator and calls, and recover metadata from the sensor for application if possible a bokeh, including video.

Android 11 Features: Low latency

Video latency and codec management have been improved to make streaming services like Google Stadia more efficient. Applications can also send a request to activate a “low latency” mode on an external monitor.

Fluid interface

Transitions can now be synchronized with the interface, specifically the keyboard and system bars. If this may seem anecdotal as a novelty, the interface greatly gains in fluidity since these elements become much more integrated into the heart of the applications.

Keyboard animations in Android 11 DP2

Other small elements have also been incorporated into the updates, such as a slight zoom of the wallpaper when opening the notification panel. Subtle details that will not catch your eye, but that give the impression of better overall system cohesion.

Android 11 Features: Notifications are improving

In terms of notifications, the DP2 has brought a rather particular interface, with very marked sections with transparent boundaries. This is very special and it would be surprising given the first feedback that Google would keep this idea until the final version of Android 11.

However, two very good ideas are also in the game: the possibility of assigning an “important” status to a type of notification (for a given application and contact in particular), as well as a history of the last notifications received. Unfortunately, the latter only appears if you have notifications. Too bad if you deleted everything by mistake …

Android 11 Features: Screen video recording

Already available from many manufacturers or via third-party applications, the video screen capture is finally integrated natively on Android 11. To launch it, just click on the corresponding tile in the quick settings panel.

Android 11 Features: Improved Bluetooth with airplane mode

The airplane mode of Android 11 no longer cuts Bluetooth. With the widespread use of wireless headsets, this has become an important point for those who regularly travel. Now switching to airplane mode while listening to music is completely transparent.

New gesture with SOLI on the Pixel 4: Android 11 Features:

The radar detection system of Google Pixel 4 and 4 XL is improving a bit with Android 11. A new gesture has appeared in this Developer Preview, to pause the playback of a multimedia file.

To do this, you have to put the palm of your hand in front of the phone, with a back-and-forth motion, as if you were going to crush something on its screen. This method is not yet fully developed, however, and our tests have not been particularly successful.

The Pixel 4 is also getting better with a new option to limit facial recognition so that it only works with eyes open. An aberration that should have been fixed much earlier than with Android 11 DP2.

New Power Menu

Certainly, one of the biggest changes to Android 11 – which has basically overhauled some of the deeper mechanisms in the system – the Power Menu that appears when you hold down the power button has been completely redesigned. This gives access to the different payment cards saved in Google Pay, as well as to the various compatible home automation elements linked to your Google Home application.

Application suggestions

Instead of the usual dock of 5 fixed applications at the bottom of the home screen, it is now possible, if desired, to have a selection of suggested applications depending on the place and time. From our first observations, the suggestions are quite consistent as long as the phone is not new (without usage history), but those who use a large number of applications may soon be limited.

Audio output management

The multimedia panel has also been redesigned to make it easier to choose the audio output. A button on the player allows you to quickly review the available outputs and thus to switch from the phone’s speakers to an external device such as a speaker or headphones.

Multimedia control on Android 11

For the moment, beta 1 is not as convincing at this level as on the image shown above by Google (the reader is higher, making it very difficult to access this option), but the passage of an exit to the other is effectively done easily.

Smartphones compatible with the Android 11 update

Android 11 is still in beta at the moment. Compatible smartphones are therefore reduced essentially to pixels, with the exception of the first generation. But that’s not all: the OnePlus 8 and OnePlus 8 Pro also have the right to it.

The following are therefore compatible with Android 11:

    Pixel 2 and Pixel 2 XL;

    Pixel 3 and Pixel 3 XL;

    Pixel 3a and Pixel 3a XL;

    Pixel 4 and Pixel 4 XL.

    OnePlus 8 and OnePlus 8 Pro

Google promises that more smartphones will follow “in the coming weeks.” Among the lucky ones, we already know that there will be devices from Xiaomi, Realme, and Oppo.

The launch date of the final version of Android 11 is expected in the third quarter of 2020.

Apple Glasses: Patent, Launch Date, Price, Technical Specifications, All you need to know about Amazing Apple Glasses

apple glasses price,launch date,patent

Apple Glasses is said to be Apple’s next revolutionary product. A patent filed by the Cupertino brand suggests that the frames could automatically correct the user’s vision, especially with augmented reality. This could be a major advantage for this product not expected before 2021 at the earliest.

Connected glasses… even for those who have glasses?

 This is a fairly understandable paradox, but glasses of this type are primarily intended for people without vision problems unless you adapt them. A concern that Apple would like to avoid with its Apple Glasses. At least that’s what a patent filed by the brand and spotted by the specialized site Patently Apple suggests.

The patent indeed shows glasses which could be adjusted according to the wearer’s sight after having automatically detected it. In addition to the position of the lenses, the patent indicates that the terminal could project an image on the glasses in order to make it clear for a myopic or an astigmatic.

This eliminates the need to adapt the glasses to a user who usually needs them. It would be a great blow for the manufacturer, which could thus attract a substantial number of consumers without their adapting. And that makes it crowded. According to a 2019 Omnibus study, 7 out of 10 French people need glasses today.

It remains to be seen whether this patent is feasible, or even whether it relates to Apple glasses. In rumor for a few months now, they would be launched in 2021, even 2022, and would be the next revolutionary product in the brand’s catalog. A Steve Jobs version could also see the light of day.

Unlike Google Glass, which was announced in 2012 and has never been sold to the general public, Apple Glass would not ship a camera for the sake of privacy. The goal here would be to display information in augmented reality through the glasses to guide the user in their daily life.

Source: Patently Apple

Apple Glasses: Launch date, Price, Specs

Apple will soon unveil connected glasses, often referred to at this stage by their informal name “Apple Glasses“.

The device appears to be the culmination of Apple’s sustained offensive in virtual reality.

They would be presented at the same time as the iPhone 12.

As we know, Apple excels when it comes to transforming promising technologies from competitors into successful innovations that make real sales success. This was the case with smartphones, whose takeoff was slow before the arrival of the iPhone, or mp3 audio players before the arrival of the iPod, among other examples.

Suddenly, the prospect that Apple goes on the offensive in connected glasses nourishes intense hopes that the firm will manage to transform the failure of products like Google Glasses into a success capable of causing profound changes in our way. to communicate, to understand our environment, to capture sound and video, to consult contents, and perhaps even to play as suggests a merger with Valve.

And all this while respecting the privacy of those you meet while wearing these glasses. Apple has already demonstrated its investment in augmented reality with technologies like ARKit. Apple thus appears to be one of the players best placed to succeed.

When will Apple Glasses will be unveiled?

At this stage, giving a precise date seems even more uncertain due to the coronavirus crisis which slows down production lines, shifts the propensity to consume later, and more generally disrupts the well-oiled plans of major tech players.

For several months sources like the Youtuber, John Prosser estimates that the Apple Glasses will be launched at the same time as the iPhone 12, ie in September-October 2020. Nevertheless, other sources estimate that the project is still far from ‘be finalized which would move the launch window somewhere between 2021 and 2023.

Apple analyst Ming Chi-Kuo predicts its launch by 2022 at the earliest. For the DigiTimes site, the glasses that are expected to be originally launched in September 2020 at the same time as the iPhone 12 would finally be presented in 2021.

What will be the price of Apple Glasses?

The latest leaks suggest a price of $ 499 or € 455 for glasses without prescription lenses (billed at an additional cost). If this dollar price is confirmed, the price in euros will necessarily be higher, like the iPhone SE 2020 sold 399 dollars on the American store and 489 euros in France.

What is the real name of Apple smart glasses?

At this point, many media, including us, have for some time referred to Apple’s future connected glasses as Apple Glasses. This layer of the Google Glasses name makes it easier to identify the product in the absence of an official name. It also seems to be taken over internally by Apple employees.

However, nothing says that these glasses will actually be called that when they are launched. The history of the Apple Watch, for example, shows that names are difficult to anticipate before release. Especially since in addition to the surprise effect, manufacturers have to deal with legal considerations (in particular ensuring that the name can effectively become a registered trademark).

What will be the Specs of Apple Glasses?

Youtuber John Prosser claims to have been able to test a prototype of the Apple Glasses. This made it possible to reveal some elements of their technical sheet. We know in particular that they have a LiDAR scanner to measure distances precisely. For now, the LiDAR sensor is located on the right corner of the frame.

We also know that these glasses will be impossible to use without an iPhone. Like the Apple Watch, most of the data will be processed on the smartphone. There will also be a kind of dashboard called Starboard that you can control with gestures.

There would also be no versions with sunglasses, for technical reasons – the display system chosen by Apple would work poorly with these types of glasses. A new proprietary QR Code system would also make it easy to enter virtual or augmented reality experiences.

Finally, the mysterious screen technology used by Apple would adjust the opacity of glasses on demand.

Why Apple Glasses can succeed where Google has failed?

One of the first reasons that can make all the difference is that Apple takes its time. Rumors around these glasses have been coming up regularly for several years. A time during which Apple has invested massively in several components of its future ecosystem of virtual/augmented reality.

The product itself seems, as far as we know, to be placed in the category of HoloLens-style mixed reality headsets, with all the same the ability to switch to a mode closer to VR by opacifying the lenses. The screen technology seems to have made Apple engineers think a lot.

Where Google Glass projects information on a right-hand corner of the glass with low resolution, Apple is expected to produce a product that delivers a much richer and more gripping experience. Apple has also prepared content well in advance with ARKit (which is version 3.5), and a lot of content already available on iPad Pro, iPhone, and other platforms.

This state of readiness is the main reason why many observers are so impatiently waiting for the Apple product. This is also why a year ago, we already said that Apple is number 3 in the smart glasses market despite the absence of a product on the market.

What are the most anticipated Apple Glasses features?

First, Apple Glasses must not fall into the same pitfalls as Google Glass. First on the sensors: we hope that any video or sound capture will be visible, so that these glasses do not become a kind of mass spy tool with the dangers that this implies, especially for privacy.

In the United States, the wearers of Google Glass had received the nickname Glassholes, a contraction of the insulting “ass holes” which is going on in translation and Glass to designate the glasses. The other expected feature is innovative displays that deliver a truly rich AR / VR experience.

Instead of just giving a glimpse of a more successful future product. Because Apple will fail if it doesn’t take everyone by surprise. The firm absolutely must show proprietary technology that is immediately inaccessible to its competitors, which it can do. As with Face ID recognition for example, which very few competitors have managed to imitate.

We also hope, even if it is a little contradictory to the fact that the video or audio socket must be visible from the outside, that they will have a discreet and trendy design, that they will be easy to carry. Finally, their autonomy should be sufficient to use them continuously during the day.

What is Universal Basic Income? Know the Advantages, Disadvantages, Experiments, Results.

What is universal basic income? Advantages, Disadvantages, experiments,results

What is Universal Basic Income?

How would you feel if I tell you that the government, without any conditions, would give you 1000 rs for free?

And not just once. The government will give you 1000 rs for free every month.

And not just you, every citizen of the country would get 1000 rs for free every month.

How would this make you feel?
You might think that this is sheer madness,this is not possible,And that I am joking. But this is an economic policy which is being seriously considered in many countries in the world today. It is also being implemented in many places across the world today.

This economic policy is called Universal Basic Income
Universal- that is, for all Basic Income- that is, a basic level income being given to everyone for free.

Let us find out how a basic universal income works

  • What are its benefits and drawbacks?
  • What will be the consequences if it is implemented?
  • And is it even possible to implement it?
  • Come, let us find out
  • First of all, the most important question- What is the point of Universal basic income?
  • What was the need for the government to distribute money for free to everyone?
  • Is money now growing on trees that the government is doing this?
  • What is the reason behind this UBI?

What is the reason behind this UBI?

One of the most important reason is the job losses that are happening and will happen due to automation and Artificial Intelligence (AI)

Experts believe that there will be so many job losses that not everyone will be able to secure a job in the future. And the people would not be able to bear their expenses in the absence of a job. So it is necessary to give them some money for free to help them afford a basic standard of living.

So that they can afford food and a house and live a good life without a job.

Some examples of Job losses due to Automation

Today, self check out counters have been installed in the supermarkets of many developed countries.

Normally, a person sits at the counter in supermarkets and scans the barcodes of your items.

And then you pay your bill and leave.

But self-checkout counters have been installed in many countries.

You can scan the barcodes on your own and leave. So, there would be no use of those employees.

Similarly, self-checkout screens have been installed in McDonald’s in many countries where you order and your food arrives. Nobody would stand there and take your order

So, that job stands lost too

Robot vacuums have also been released recently. (Earlier) you employed someone at your house for cleaning. That employment might no longer be needed after some years.

Self-driving cars are also being manufactured today.Tesla has already become self-driven to quite a large extent.If such cars are manufactured, then there would be no need for taxi drivers.

So you will notice that in every sector, in some way or the other, there will be job losses on different levels, as and when technology and automation advance

And this would be observed in almost every sector and that too, very rapidly in the coming future.

So Universal Basic Income is being talked about to compensate for all of this.

But talking about very recent events, ever since the coronavirus crisis has unfolded, there have been so many job losses already and so many businesses have floundered.

That the idea of UBI(Universal Basic Income) is being considered almost in a fast forward manner.

For instance, Spain has declared that it has already started the implementation of a UBI scheme under which 462 Euros will be given to every citizen, every month Basic minimum earnings for everybody so that there is nobody that is having to sleep on the street.

So guaranteed basic income or universal basic income?

100 percent… I think that’s important

A lot of famous people and entrepreneurs of this world have promoted the idea of UBI

For example, you just heard Richard Branson. Similarly, Elon Musk also believes that Universal Basic Income is inevitable.

It has to be enforced one day or another there will be fewer and fewer jobs that a robot cannot do better And I think ultimately we will have to have some kind of universal basic income I don’t think we’re gonna have a choice.
Universal Basic Income. I think it is going to be necessary

-Elon Musk

There was a presidential candidate named Andrew Yang in the recently conducted primary elections in the US.

His entire political campaign was based on Universal Basic Income.

He promised a sum of 1000 dollars per month to every American citizen if he became the President.

Universal Basic Income Advantages

Poverty would be eradicated because everyone would be given enough money to bear his expenses and be able to afford a decent standard of living, So nobody would remain poor any longer.

Another advantage is that the ones employed in jobs that pay paltry salaries and those who are compelled to go to their jobs only to bear their expenses, they need not do such jobs anymore

They can quit these jobs because they would already be provided with a basic income, They can then pursue their hobbies.

They can look for jobs that they are passionate about.

So if you notice, the overall happiness of the society would increase because of this, And it would also spur innovation because in general, the residents of a country would be working for something that they are passionate about.

There would be a positive increase in all three- Productivity, innovation, and happiness. I’m saying “would be” because all of this is an assumption

It has not been tested on a large scale anywhere

So these are positive assumptions that might happen because of it.

Third- The families would get more time to spend with one another.

If someone wants to work part-time and does not want to remain employed full time, then that’s also a choice It would no longer be a compulsion to remain employed full time.

And if somebody wants to go back to school or enroll in a university for a course, then there would be time for that too.

There would be no need to join a job right at the start which happens quite frequently with the lower section of the society. They are forced into child labor to bear their expenses

The fourth advantage is that since it is a universal scheme, that is, it applies to everyone, without any conditions, and any paperwork.

It would diminish (the need for) bureaucracy.

The government can save money in administrative costs.

The government would not need to keep a check on whether someone is misusing the scheme or whether someone is not following it correctly or not or if the money is being siphoned off elsewhere where it should not go. All of it would not happen.

In the normal unemployment benefits or other welfare schemes of the government, it is extremely difficult to regulate to make sure that the money reaches the right destination.

Universal Basic Income Disadvantages

What are the arguments of those who are against the Universal Basic income?

The first argument is quite obvious- which might have come to your mind as well when I had said at the beginning, that everyone would get money for free.

If everyone would get money for free, then the people would become lazy.

Nobody would want to work

And if no one would want to work, how would the society and the nation progress?

Everyone would become lazy and take free money to run their lives.

You will notice that this too, is an assumption.

On the positive side, the assumption was that people would feel more motivated to pursue their hobbies and passion.

Similarly, the negative side is arguing that the people would become lazy.

What was the actual reaction of the people when a real-life test was conducted on it?

The second negative point is that if everyone is distributed free money then this would result in inflation in the economy.

The value of money would depreciate

How would that happen?

Consider that you’re giving everyone money for free, So the people would want to spend money on different things.And if they want to spread on different things then the demand for those things would increase.

And the producers of these goods and services would want to produce more.

But if the supply chain does not allow the production of more items, then they would raise the cost of their goods.They would see that the demand for the things have risen so much in the economy, then they think about raising money and making more profit.

And if the prices rise, then those things would become unaffordable again.

So the value of the basic income would fall.

So the value of money would depreciate and the situation would remain as it was.

The money with people does not have enough value to buy things.

So, then, basic income would no longer remain basic.

This too is an assumption.

The third reason is that people might become overly dependent on this money

Think about it: If Universal Basic income is being enacted in a country for 10 years.

The people would become so used to the free money that comes from the government, that if that money stops coming in for whatsoever reason, then the society and economy would crash completely.

Because the people are not self-sustained on their own.

The people do not know how to bear their expenses without that money. So the entire economy would crash completely.

Fourthly, it is argued that this will pose a disadvantage for the poor people

Consider it- a man from the poor class, middle class, and rich class.

All three of them are given the same amount of money in the name of basic income.

It can provide a decent living standard for the very poor, to help him bear his expenses

For the middle-class people, this would be some extra money that they can spend on further luxuries.

And for the rich class, the money from the basic income is useless. For them, the amount is so less that it is of no use to them.

So, there is a disadvantage for the person belonging to the very poor category, taking this basic income as compared to the middle class and rich class.

So, in some sense, inequality is increasing because of it instead of decreasing.

And the fifth point- the most important one- the money that is being spent by the government on UBI to give money to the people

Where will this money come from?

It would be extremely costly for the government to give so much money to everyone, And the second thing is that the government would have to compromise.

If the government was spending money on constructing better schools and hospitals, Now the government would have to divert money to give money to the people for free which, arguably, is not the correct utilization of money.

It would be better to use that money to improve public services.

Here I’d like you to weigh in- You have heard both the positive and the negative points

Which do you think is stronger- The positive side or the negative side regarding this Universal Basic Income?

Write down in the comments below, I want to know your opinion.

Before we proceed, I’d like to tell you that the job losses due to coronavirus in the short term and automation and Artificial intelligence in the long term.

The best way for you to fight these job losses is to make yourself skilled.

Learn new things and technology, Keep yourself up to date with the progressing technology

Experiments conducted on Universal Basic Income worldwide

What have been their results?

Was the positive side stronger or the negative side stronger?

Finland :

The first experiment is from Finland which was the first European country to test Universal Basic Income

In the period between January 2017 and December 2018 the Government of Finland chose 2000 unemployed Finnish people and they were given 560 Euros per month, without any condition.

An analysis is still ongoing and the results of this study have still not arrived. They’d be here by the end of this year.

But preliminary results have revealed that in general, in the people who were given this basic income, improvements in health conditions and their happiness levels were observed, but if we talk about the employment level, there was no improvement there.

That is, it did not so happen that the unemployed people began getting more job opportunities

Canada :

A second example is that of Ontario, Canada, where 4000 people were randomly selected between the ages of 18-64 and a basic income was provided to them.

This experiment began in 2017 and it was supposed to go on for three years.

But the government changes in July 2018 and the new government decided not to waste money on this.

It was a waste of money according to them and so they stopped the experiment in the middle.

But there were some observations of experts on the basis of the part of the experiment that was conducted

Their observations were that there was considerable improvement in the healthcare cost of people.

The government saved money in healthcare because of this and the people were feeling healthier, in general.


A similar story happened in India

The SDF Party in Sikkim said in January 2019 that they would make Sikkim the first state in India to give Universal Basic Income to its people.

This was their election promise for May 2019.

But they lost the elections in May 2019 and another party formed the government there, So this could not become possible.

Although, selectively giving money to some people would have created new problems, because one huge advantage of it being universal was that it would reduce bureaucratic oversight and corruption.

But if you selectively choose people to hand out income, for example, the 20% most poor, then this would be a huge disadvantage for the ones who come under 21% poor category.

What was proposed by Sikkim’s SDF party was actually, genuinely universal that everyone would be its recipient

Reverting to already conducted experiments, there is an experiment that was conducted in India too in Madhya Pradesh in 2010.

Around 20 villages were chosen or testing Basic Income, out of which 8 villages were given a basic income and the rest of the 12 villages were kept separate and used as a control group to observe the differences in the case of an income being given and an income not being given.

What’s surprising is that this was one of the first experiments of basic income where the results were extremely positive.

Results showed that the villagers spent more on their food and healthcare.

The performance of the children in school improved by 68% in the villages that were given a basic income.

The children spent more time in schools, the savings of the families tripled.

The new businesses that were started in the village doubled.

The sanitation of the village improved.

Nutrition improved as well.

Poverty declined, Healthcare improved, schooling improved.

Its a miracle- so many positive effects were seen And the first negative theory that I told you about earlier that the people would become lazy if they got the money. This theory is disproved at least in the case of this experiment.

The people did not become lazy and spent the money on their self-improvement.

Sanitation, healthcare, schooling and business ideas- all improved.

Similar results were seen in Uganda where 535 people were selected randomly a 382 dollar grant was given to them and it was observed that job opportunities increased, the people started their own businesses and there was a positive improvement overall.

A very important question is what would it cost the government to roll out a scheme like this? and where would this money come from?

Calculating in a simplistic manner, then we can see how much the government will spend per person and then multiply that with the country’s population.

For example, in the case of the USA, the population of the USA is around 330 million and we assume that 300 million out of them are adults and the government is going to spend 10,000 dollars per year per person

So 10,000 dollars multiplied by 300 million

The figure is calculated at 3 trillion dollars

This could be the cost that the government would have to pay annually for a scheme of Universal basic income

Which is a huge figure.

The size of the entire economy of the USA is 21 trillion dollars

But at the same time, this is a very simplistic manner of calculation, A lot of experts believe that in reality, the cost of it would be much lower than this figure because other things are not being taken into account during this calculation.

For example, the rich people would take the UBI but they would return that UBI through taxes, The same would happen in the case of the upper-middle class and middle class.

So the people who would actually benefit from the UBI would be the poor people

For example, the economist Karl Widerquist has said that if the UBI is rolled out in a manner in which every American adult would be given 12,000 dollars per year then according to him, its cost would be a mere 539 billion dollars per year that is, only 3% of the GDP as compared to the 3 trillion dollars that we arrived at by simplistic calculations.

Even then, where would the 500 billion dollars come from?

People like Andrew Yang argue that wealth taxes would be imposed to tax the rich more Or a lot of welfare schemes could be done away with. Money could be diverted from elsewhere by the government and used here.

At present, several such experiments are being carried out during this time in many countries UK, Germany, France, Kenya, Netherlands, Finland, Sweden, Canada, USA.

Experiments regarding the universal basic income are ongoing in all of these countries on different scales to see how positive or how negative it will be If you ask for my opinion, I would not say much at this point in time, because not many experiments have been conducted regarding this.

I feel that we should wait for a few more years and observe the results of these experiments on whether it creates a positive or negative effect on society.

JK Bank Recruitment 2020 Apply Online | Banking Associate, PO Vacancies

jk bank recruitment po banking associate J&K Bank

JK Bank Recruitment 2020: Jammu & Kashmir Bank has announced a notification for recruiting 1850 Banking Associates and Probationary Officers PO posts and you can apply online if you are eligible, check out the details of this notification below.

The notification is for only domicile of J&K – UT.

JK Bank Recruitment PO Notification Details

No. of Vacancies : 350 Probationary Officer Posts

Educational Qualification : Graduate in any discipline from a University recognized by the Govt. of India or any equivalent qualification recognized as such by the Central government and the final result should have been declared on or before the day the candidate registers online application.

Age as on 1st April 2020: Minimum age is 20 years and the maximum is 32 and relaxation in upper age limit to reserved categories.

Apply online for JK Bank PO Posts : Starts from 20th June ,2020.

Official website :

JK Bank Recruitment Banking Associate Notification Details

No. of Vacancies : 1500 Banking Associate Posts

Educational Qualification : Graduate in any discipline from a University recognized by the Govt. of India or any equivalent qualification recognized as such by the Central government and the final result should have been declared on or before the day the candidate registers online application.

Age as on 1st April 2020: Minimum age is 20 years and the maximum is 30 and relaxation in upper age limit to reserved categories.

Apply online for J&K Bank PO Posts : Starts from 20th June ,2020.

Official website :

Official Notification:

About Jammu And Kashmir Bank :

JK Bank (Jammu and Kashmir Bank) is a privately owned bank with a majority-owned state share with its headquarters in Srinagar, Jammu, and Kashmir, India. J&K – based private sector banking and financial services company.

PUBG Mobile: How to Get Free Skins in 2020? Try these methods

how to get pubg mobile free skins 2020

The craze of multiplayer games in lockdown has increased rapidly and PUBG Mobile has always been on top of it. In this game, players can take the help of custom skin to make their characters different. Although you have to spend UC to buy exclusive skin, there are some ways through which skins can be found without spending money.

Battle Royale Game PUBG Mobile has millions of fans and season-13 of the online multiplayer game has started. 

During the game, the main character’s appearance can be changed from cloths and guns with different skins, but not all skins are free.

Skins help to make the character look different and you have to spend a lot of money to buy much exclusive skin. 

Players have to spend UC to buy the skins in PUBG Mobile and not everyone can afford to buy UC.

There are many ways in the game that you can get gun skin for free without spending a single penny.

Get Free Pubg Mobile Skins through Events

PUBG Mobile consists of many events and in these events, players have to complete one task or target. On completing this task, you get a skin free as a reward. Such events are region-specific and it is considered wrong to hide the location with the help of a VPN to join them.

Get Free Pubg Mobile Skins through Redeem codes

Redeem codes are given by PUBG Mobile during their live streams and on social media for special events, celebrations, holidays, or festivals. Skin can also be found redeeming these codes. However, such codes come for a limited time only and cannot be redeemed after that.

Official Link to Redeem Codes :

Get Free Pubg Mobile Skins through Royal Pass

players get a Royal Pass of the game as they complete the game’s level. For this, they have to increase their RP level. Sometimes one or two such skin is found in the free pass. For example, P92 Toy players receive as soon as they reach RP 50 in the new season.

Get Free Pubg Mobile Skins through Free UC

players can get UC for free with the help of many sites and applications. These can later be used to purchase skins. Such sites and apps include Google Opinion Reward, Prize Rebble, Idol-Empire and Grab Point, etc.

Never Do this to get free skins

on the Internet, you will find many videos that claim to give free skin and for this, the help of apps like UC Generator has to be taken. The use of such tools is not legal and you can be banned from the game.