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Top 10 instant loan apps in India With absolutely lowest interest rates

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Top 10 instant loan apps

Are you looking for the best loan apps where you can borrow money in India? Well, you are at the right place. We will see the top 10 instant loan apps in India from which you can take instant loans. All of them have different limits and different requirements. Let’s start the list and see all the apps that you can use to take an instant personal loan in India. 

Top 10 instant loan apps in India With absolutely lowest interest rates


If you are looking for the best loan app that can allow you to borrow up to 2 lakh credit for more than a year, you have got the best app you can use. Kreditbee allows you to take any loan up to 2 lakh rupees. The repayment time is a lot more than other apps. So, it’s the best app that you can use. They also have very transparent pricing. In simpler words, you can see what are the processing fees and what are the extra charges that you will have to pay. The app works great for all salaried people. The registration will hardly take 15 minutes. 

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Dhani is yet another great and reliable app to use for credits. Dhani has redefined their business by changing the way they do business. It’s a loan app but a little bit different from others. Here, you can take an instant credit card from the app. You will get the limit and then you can use the limit fr different purposes. The best thing here is that you will also get the benefits of cashback and all the other things that credit cards have. Therefore, you can surely try out this app. 

Dhani and it is simply amazing. You should also try taking Dhani One Freedom card which gives 0% interest loan and also allows anytime doctor consultation within seconds and one hour delivery of medicines at 50% discount – all for a small monthly fee of only Rs.199, probably that’s why 2.5 crore people use Dhani.

Download it from here :`

True balance

Truebalance is an all-in-one app you can use to take loans, shop online, and even pay bills. They also allow you to earn money using rewards and various other things. The loan process is simpler. You can get a 50k loan from the app. However, the charges are less here. Please note that they are free to change the pricing. So, please check the app before you take the loan from them. They also have a wallet where you can add money and keep it here. The app is full of features.

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Avail Finance

The next app in our top 10 instant loan apps in India is Avail Finance. You can get the loan up to 40% from here. The interest and the extra fees are less as compared to others. One of the things that you need to keep in mind here is the timing. They take a lot of time in customer support as well as the transactions. So, don’t wait for the late day to make the loan repayment. Make it a day earlier to ensure that everything is safe and you send the payment in time. Overall, the app is great.

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Stashfin is yet another good app you can use for the credits. The repayment period is 36 months which is a great thing and very few other apps provide such a long period. They will provide you with a credit line where you can get a loan of up to 5 lakhs rupees. The registration can be a little bit hard as compared to others. It might take some time to approve the credit card. 

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If you are looking to take a loan for a short period, you can easily use the Branch International app. It’s the app using which you can take a personal loan. The loan amount is less as compared to others. You can only take a loan of up to 50k. The extra fees can be more as compared to others. The interest rate is calculated on the monthly basis. So, it might sound less as compared to others. 

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Bajaj Finserv

You can take the loan from Bajaj Finserv. It’s a reputed company and you can surely take a loan from here. It becomes quite complicated as compared to others as it’s not a quick instant loan app. However, if you are looking for a reliable partner, Bajaj Finserv is the best app you can use here in that case.


The next app you can use is Cashbeans. You can use the personal loan credit up to 60k here. The loan limit might be less here. You can get a loan for 6 months from the app. It allows you to repay your loan in a longer time. In simpler words, the repayment term is reliable. Therefore, Cashbeans is also included in the Top 10 instant loan apps in India. 


You might have seen some ads for Navi in recent times. They are running a lot of ads. Even Navi can be a great choice for people who want to take a quick personal loan. You will need to have a credit score here. If you have got a credit score, you can easily use the Navi app. For the people who have less credit score, Navi is not the right choice as you won’t get the loan that you are looking for.


If you don’t like the loan concept but are taking the loan due to some requirements, this is the app for you. It has a very less interest rate. In the same way, the loan amount is also less. You can get up to a 30k loan for a period. Depending on your application, the interest rate may vary. So, it’s always better to check it before you take any loans from the app. It’s a decent app if you want to do online shopping. 

Final Words

To conclude, these are the Top 10 instant loan apps in India. You can use any of them. Just make sure that you pay the loan on time. Also, it’s recommended that you pay the loan a few days early than the last day. If there are some transactions errors, your payment might take a while. You don’t want to miss the payment date. Also, it might affect your credit score if you don’t pay on time.

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